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What we do

Our Practice Areas.

CHAPTER 7

Chapter 7 is the "quick and easy" way to discharge most debts, including credit cards, medical debts, personal loans, judgments and even some taxes and student loans.

cHAPTER 13

Chapter 13 can allow you to stop a foreclosure, change the terms of auto loans, pay back non-dischargeable debts, or even discharge some debts that cannot be discharged in a Chapter 7.

ADVISING AND PLANNING

Sometimes filing bankruptcy isn’t the best decision right now, but it could be a little later down the line. The most common planning issues are passing the Means Test, avoiding the loss of property, or reducing your Chapter 13 payment amount.

OTHER STUFF

Lien avoidance, lien stripping,  modification of Chapter 13 plans, modifying secured debts, adversary proceedings, appeals, defense against trustee actions. Bankruptcy can get extremely complex.

FREE MEANS TEST ANALYSIS

If you have 6 months of your proof of income and a little while to talk, we’ll get you some estimates on whether you qualify for Chapter 7 or how much your Chapter 13 payment would be. Completely free with no strings attached.

What People Say About Us

Client reviews

About 2 years ago I found myself in a tough spot financially. I looked around and talked to several attorneys and I decided to go with Ben. Throughout the whole process I was kept up to date on all the proceedings and felt I was important. This firm is anything but a “grindhouse.” You’ll find like I did, that even in the tough times there are still good people who will go the extra mile for their clients like Ben did for me.

Ben and his team are excellent

Benjamin Heston is genuine and compassionate. It may be his job but he doesn’t make you feel like he’s after your money. He was kind and understanding during a time where circumstances were not so kind and understanding. He’s really awesome because he helped me acquire a new start, for the sake of my children and our future. I’m so grateful that the Lord guided me to Ben Heston, I went through 3 consultations before finding Ben. And I’m glad I did my research.

Ben Heston is a phenomenal Bankruptcy attorney.  His entire staff really goes above and beyond to make you feel welcome in their office, assure you that filing bankruptcy is not a big deal (thousands do it, including the rich and famous) and really do their best to make the process as easy as possible.  They were easy to work out a payment plan with and the price was very reasonable.  So happy we found him and have referred others to contact this office.

Would like to thank Ben H. for his great help in my bankruptcy. In particular, his paralegal Elmer who was outstanding. Knowledgeable, quick to respond to my concerns and emails and extremely compassionate towards my situation.- why is he not an attorney yet with this firm? 🙂 Thank you both.

Mr. Heston is the reason why today I believe in angels. I was referred by the Riverside court to a website of top lawyers where I found him. I called Mr. Heston because he was the first one on the list and he took my case! My story touched him! He really made me feel like a person that deserved a fresh start and he took the entire bankruptcy pro Bono. He treated me with respect, always kept me inform of the process and procedures of the bankruptcy. He was always a step ahead. When I had to go in front of the trusty I felt strong and secure because Mr. Benjamin Heston was there letting me know everything would be alright. I thank God for putting him in my path. I believe there are not a lot of people like him out there that are willing to give time to people like me that are in need of a fresh start. I guess I was just lucky. I sincerely and without a doubt would recommend him. He is a very reputable lawyer but more then anything he has what most people lack and that is empathy. He has the capacity to put himself in that persons shoes that is going through a hard time in there life. I felt that with him. Thank you Mr. Heston, I will never forget this. Benjamin Heston has four qualities that makes him a great lawyer and will one day be a great director. Mr Heston is someone with integrity, someone that can be trusted, someone that shows passion for his work and has excellent communication skills. To me that was the perfect combination of a good lawyer and leader. I wish him nothing but the best. Thank you for allowing me to start fresh in life!

Ben took my bankruptcy case pro bono, and it saved my proverbial life! I was at wits end and the doctor I went to set me on his path. He was kind, thoughtful, helpful, and he let me know every step of the way what was happening. He has answered the phone himself every time I called, and answers email promptly regardless of how many need to be added. I’m considered a senior, but Ben never made me feel old or insignificant. I will use Ben any time in the future if I need a lawyer, as I feel the relationship that I have with him is worth his business. I have felt respected and I feel lucky to have been in his capable hands. I would recommend Benjamin Heston in a heartbeat!

Mr Heston was great. He handled my case efficiently and the process was painless because of him. Very responsive to my questions and even to this day, over a year later! He doesn’t hesitate to assist.

Where do I begin my praises for this company? Let us start from the beginning…. When my husband and I started to look for a Bankruptcy company that can help us, you can only imagine the shame and the anxiety of calling and talking to someone about very personal stuff. We called a couple of bankruptcy companies, some, we got their assistants, some said we would get a call back but, others we did and others never heard back. With Heston & Heston, I was actually surprised to get a call back from Ben Heston directly. He was so friendly and so inviting, that he made me feel really comfortable in sharing with him our situation. He took the time to listen, took notes and made me feel I had all the time in the world to talk to him. At that point, we had other calls that were rushed and felt so systematic. We did got calls back from other companies and after their evaluation they said, that we can file for Chapter 13 and not Chapter 7. With Ben, he evaluated our case and actually created and recommended different plans for us, pros and cons for each one. That was such a powerful thing to do as he gave us options that felt like we had control over. With his recommendation, we decided on waiting for a few months, just to make sure that we can file for Chapter 7, with no issues. If he didn’t do this, we may have just gone with other companies and accepted Chapter 13. It was a process for sure, but not once did we feel like we were by ourselves. Ben would personally reach out to us to give us updates on where we are at, assuring us that we were on the right track. One of the impressive things too, is that he didn’t charge us much, with the amount of work and follow ups that he did along with his team. Not to mention late night calls or early morning ones. What does that say? That he is really there to help, not just for money. But the biggest take away is that Ben Heston and his team, are just genuine people who just care. You can feel the love – at the lowest point of our financial life, we needed this, not just a lawyer to tell us what to do, but that love and understanding… Not once did we ever feel judged but rather we felt so supported along the way. We are happy to say that our case has been closed and we are so grateful and so very blessed that God has led us to Ben Heston and his team. We are recommending him to all of you who are out there trying to choose the right lawyer, you will be in great hands, that is a guarantee from a client. And we will continue to recommend him over and over. We are telling you, you will not regret it. Ben Heston and his team are just the best! Thank you, thank you, thank you Ben Heston and Team, you made a tremendous impact in our lives, we appreciate you!

I have been wanting to write this review for Mr. Heston for some time. However, I have found it hard to put into words just how much peace-of-mind using  his services has brought to my life. Going through a bankruptcy has the potential to be an uncomfortable and embarrassing situation. I was very anxious about finding an attorney and had meetings with several.  Mr. Heston really stuck out to me as he seemed so caring and non-judgmental, and he was very knowledgeable about chapter 13 bankruptcy. After retaining his services, I learned that my first impression could not have been more accurate. Not only is he a genuinely nice person, but he also seems to really enjoy his work and helping people like myself start over and move on.  He was great at keeping me up to date with the status of my case and he always found time to answer my questions.  Having  Ben lead me through the uncomfortable process of filing for bankruptcy made the whole thing completely bearable. I feel so grateful to have found such a kind lawyer, and I would recommend him to anyone.

Ben and his assistant Yani really help me through the whole process they explain everything to me ! Answer all my questions and after speaking with ben I was happy to start my chapter 7 with them! Now me and my family can be stress free no more debts all thanks to them! I full recommend them 100%. I honestly couldn’t be any more happier thank you ! 

Diana E.

You know that feeling when you finally feel like you have someone powerful and knowledgeable on your side? Well; that is how I have felt over the years having Heston & Heston assist me with certain legal matters. It’s an immediate stress relief. They are truly professional and very quick to respond. Very reasonable fees as well.

Dean G

I was referred to Heston and Heston Law Office by another attorney. Despite my situation that brought me to them, Benjamin made the entire experience smooth and eased a lot of my anxiety. He was very professional genuine and personable. All of my questions were answered and my concerns addressed whether by Ben Heston, Mrs. Heston (mother)or their paralegal. I would definitely recommend Heston and Heston Law Office. Thank you to all of you guys!! 

Kesa W.

Ben and his firm were great. They replied and answered in a very timely matter. I felt like they were really there to help me and look outnfor my best interest. I would highly recommend Ben.

Yassar F.

Highly recommend this firm!! I recently worked with Ben Heston. He made me feel comfortable through the process and was always there for all my questions!! The whole process was completed as Ben and I discussed. Thank you Ben Heston. I truly appreciate your work, communication and professionalism throughout my panic!

Susan S.

Highly recommend this firm!! I recently worked with Ben Heston. He made me feel comfortable through the process and was always there for all my questions!! The whole process was completed as Ben and I discussed. Thank you Ben Heston. I truly appreciate your work, communication and professionalism throughout my panic!

Susan S.

Nexus Bankruptcy’s founder, Ben Heston, is a certified consumer bankruptcy law specialist. He’s handles everything from appeals, adversary proceedings, and hundreds of standard and complex Chapter 7 and 13 bankruptcy cases.

We understand that everyone and their situation is unique. We make sure that all of our clients are treated with the dignity and understanding that they deserve.

You will never be charged a single penny for talking to your attorney (including after hours and weekends), and every question you could ever think of is welcomed and will be answered.

Our philosophy is that obtaining bankruptcy relief should not be another financial burden and we will ensure that you are able to afford it without compromising the quality of your representation.

Orange County, Los Angeles, & Inland Empire

Nexus Bankruptcy helps people all over Orange, Riverside, Los Angeles, and San Bernardino Counties with obtaining a fresh start through bankruptcy.

Areas We Serve.

We handle cases throughout Southern California.